Then end of the year is upon us, it has been an exciting year filled with many surprises. May your holiday season be restful and happy. Enjoy the down time, and be ready to gear up for an active and exiting 2017!!
If you have an insurance plan (through an employer or elsewhere) that does not provide the benefits your family members need, now is the time to purchase a plan on the ACA exchange. Some families with children with autism may have self-insured plans that do not provide needed treatments. If this is your situation, and you live in a blue state (see map below), you may want to purchase a child-only plan on the exchange. If you plan on using more than 10 hours a week of ABA, you may want to purchase a Platinum level plan, as there are no deductibles and the out of pocket annual costs are lower. It is important to know with all the changes on the horizon, that ACA plans will be in effect for the 2017 year.
You are in a "grandfathered health plan" if the plan covered you or your family on March 23, 2010 and has largely remained the same since then, or if your employer has not made significant changes since then. You can find out whether your plan is grandfathered by checking the plan materials or asking your insurer or employer. If you have a grandfathered plan and a child with a significant mental health condition, and you expect that your child may need substantial mental health treatment in the coming year, now is the time to purchase a plan for that child. New plans will all have the protection of the Federal Mental Health Parity and Addiction Equity Act and must provide intermediate forms of treatment, including residential, partial hospital, and intensive outpatient care.
We at MHAIP have had a busy and exciting year. Some of the things that we have done with your generous donations include:
We are excited to be a part of several employer based fundraising programs this year. Through these programs, you can donate to our organization easily through payroll deductions set up with your employer. CA state employees may donate here through the CA state campaign, or with our code 29208. We are also a recognized cause through the corporate employer-matching philanthropic site Benevity (as Mental Health and Autism Insurance Project). We are a write in charity (as Autism Health Insurance Project) through the United Way of the Bay Area.
Wishing you a very Happy and Healthy Holiday Season!